CIB Credit Risk Manager

The team is organized by geography with an industrial view of the portfolio. The Area is responsible for the wholesale credit admission, having as main task to preserve the credit quality of the proposals integrating ESG factors to ensure profitable growth. As part of CIB the area interacts with global markets, global lending, advisory and transactional businesses for global corporate clients and institutional investors requests. In addition, the area has a close contact with corporate credit areas of all the geographies the Group works with. The area also includes interaction and management with other risks areas (FI, markets, counterparty, structural, operational, reputational...) as well as Compliance, Finance, Legal, etc.

About the role: Credit management of a portfolio of CIB Middle East Corporates, assessment of total limit risk appetite within those groups, and new transaction proposals incorporating the analysis of the specific structure of a transaction, credit and financial risk profiles of the borrower. Comprehension and analysis of financial statements, ratings, profitability, sector guidelines, projections and ESG related aspects. Participation in credit and business committees. Interaction with both internal/external audits, Internal Control and all different units linked to the admission and monitoring process.