US Mortgage Analyst

Role

• In this role, you will be responsible for end-to-end processing support for Residential US
• mortgage loans. You will work closely with brokers, lenders, and third-party vendors to
• ensure timely, compliant, and accurate loan file processing through all stages of the
• mortgage lifecycle.

Responsibilities

• Review and verify mortgage loan applications (1003 / URLA) and supporting
• financial documents (W-2s, tax returns, pay stubs, bank statements, asset
• documentation).
• Analyze Title Reports, Appraisals, Flood Certifications, Tax Transcripts (4506-C), VOE
• (Verification of Employment), and Verification of Mortgage or Verification of Rent.
• Reconcile borrower income, assets, credit histories, and liabilities according to
• Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines.
• Clear underwriting conditions and assist in resolving complex document
• discrepancies or red flags.
• Ensure strict adherence to US mortgage regulatory compliance standards (TRID,
• RESPA, TILA, CFPB, QM/ATR rules).
• Coordinate with settlement agents, title companies, and attorneys to gather closing
• documents.
• Assist in post-closing reviews, trailing document management, and investor
• delivery readiness.
• Maintain clear and direct communication with loan officers, processors, and
• management regarding pipeline status and bottleneck resolution.

Interested candidates can drop their CV to monisha.t@befree.com.au

Job Location - Gandhinagar

Timing - 05.30PM to 02.30PM

• Regards,
• Monisha T
• Senior HR TA