Head - Retail Risk

Looking for Head Retail Risk for a leading Bank in MUMBAI

Reporting To Chief Risk Officer

The Head of Retail Risk effectively implements & manages Retail Risk for the bank as per policy and framework.

Assess and Mitigate Credit Risk for Retail Assets (Personal Loan, Credit Cards Commercial Vehicles, Construction Equipment, Home Loans, Loan Against Properties , Business Instalment Loans, Loan Against Gold, Loan Against Securities) including:

• Operational Risk
• Products & Processes
• Key Risk Indicators
• Risk Control & Self-Assessment

Other Key Risk Metrics:

• Review the various Audit Reports & others to identify operations risks and emerging
• Facilitate and make key decisions on credit underwriting for retail products
• Tracking of External events and use learning to review the internal process and initiate action for implementation of control proactively.
• Oversee changes in the market and perform due diligence on market control such that fraud risks are mitigated
• Conduct trainings on a periodic basis to all Operations and Support units of the bank
• Create the collection and Recovery Framework as per the norms laid down by regulator and monitoring.
• Create the best in class Fraud Risk Management Process
• MBA/CA

Experience of minimum 20-26 years, preferably in BFSI

• Job role in Retail Banking Liabilities Products/Business Development field/Risk
• Good Relationship Management & service focus Skills
• Good Communication & Presentation Skills
• Interpersonal & Influential Skills.