Credit Analyst

As a Wholesale Banking Credit professional in Mumbai, your primary responsibility will be to prepare credit appraisal notes for SME clients, engage with business stakeholders on terms and conditions for risk assessments, and interact with customers to gather necessary information for CRAN preparation. Additionally, you will be tasked with monitoring accounts as per Sanctioning Authority guidelines, generating monthly/quarterly monitoring reports, and devising action plans for non-compliances. Your role will also involve conducting unit visits, submitting inspection reports, and effectively managing and addressing escalations related to risk assessments.

Key Responsibilities:

• Prepare credit appraisal notes for SME clients
• Discuss terms and conditions with business for risk assessments
• Gather information from customers for CRAN preparation
• Monitor accounts based on Sanctioning Authority terms
• Generate monthly/quarterly monitoring reports
• Develop action plans for non-compliances
• Conduct unit visits and submit inspection reports
• Manage and address escalations related to risk assessments

Qualifications Required:

• 3-6 years of experience in Credit Underwriting for Large Corporates
• Experience in Pharma sector credit analysis preferred (not mandatory)
• CA/MBA qualification
• Proficiency in verbal and written communication, as well as presentation skills

(Note: No additional details of the company are provided in the job description),