Senior Mortgage Underwriter

Responsibilities: ? Knowledge of mortgage underwriting and Agency automated underwriting systems ? Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines ? Review all mortgage applications and documentation for accuracy and completeness ? Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral. ? Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators ? Review property documentation including title commitments, sales contracts, insurance, and flood determinations ? Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud ? Review and analyze appraisals for value and compliance with industry requirements ? Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience ? Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client ? Maintain confidentiality of all customer and employee information ? Respond positively to feedback .Meeting daily production. ? Meeting the daily SLA requirement.

Qualifications Education: Bachelors in any stream.

Experience: 2+ years increasingly responsible experience in related areas.

Knowledge/Skills/Abilities: ? Experienced mortgage professional with 2-3 years with mortgage underwriting. ? Has a complete understanding of Conventional, FHA and VA underwriting guidelines. ? Has working knowledge of real estate lending criteria and federal, state, and agency compliance ? Can multi-task and manage time efficiently ? Has strong organizational skills, attention to detail, and basic Microsoft Office skills ? Good analytical and problem-solving skills. ? Strong organization and verbal and written communications skills. . Salary Package- 40 to 60 k per month . Location - Pune, Delhi, Haryana, Bangalore, Nagpur, Mumbai Indore.

Contact 9630413511 Soniya HR