Associate – Debt Finance Operations

Job Summary

Key Roles & Responsibilities

1. Handle day-to-day debt finance transactions, including loan disbursements, repayments, interest payments and other lender-related transactions.
2. Coordinate with banks, financial institutions and internal teams for processing debt-related payments and transactions.
3. Maintain and update loan schedules, repayment trackers, interest calculations and debt outstanding statements.
4. Assist in processing loan drawdowns, prepayments, repayments and fund transfers as per agreed timelines.
5. Track repayment due dates, interest servicing, processing fees and other financial obligations.
6. Maintain proper records of loan agreements, sanction letters, repayment schedules and other financing documents.
7. Support bank reconciliations and verification of debt-related entries and transactions.
8. Coordinate with the Finance and Accounts teams for accounting entries and reconciliation of loan transactions.
9. Prepare periodic MIS reports and transaction status updates for internal stakeholders.
10. Ensure timely documentation, data accuracy and compliance with internal processes and lender requirements.

Must-Have Skills

• B.Com graduate with 2–3 years of experience in Finance Operations, Debt Finance, Banking Operations or Treasury Operations.
• Hands-on experience in transaction processing, payment coordination, bank reconciliations and financial documentation.
• Good working knowledge of MS Excel, including VLOOKUP/XLOOKUP, Pivot Tables and basic financial calculations.
• Strong attention to detail, numerical accuracy and follow-up skills.
• Ability to coordinate with banks, financial institutions and internal stakeholders.

Good-to-Have Skills

• Exposure to loan disbursements, repayments, interest servicing and debt schedules.
• Experience working with banking portals, ERP systems or SAP.
• Understanding of loan documentation, repayment terms and basic banking processes.