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Job Description
A Minimum of 3+ years work experience in US Residential Mortgage specifically in Frontend (Live) US Residential Underwriting.
About the Role
Expertise in Underwriting – Reviewing Income, Credit, Collateral & Capital.
Responsibilities
- Expertise in calculating all type of Incomes (Salaried/Self Employed and Other Income), Asset & Ratios.
- Must have experience in Underwriting all type of loans Purchase/Refinance/Construction.
- Expertise in reviewing the Guideline (Fannie Mae & Freddie Mac).
- Evaluating the Loan documents for approval/rejection.
- Review Appraisal document to identify whether the property has been evaluated correctly.
- Assessing loan attributes and documentation for soundness and accuracy.
- Approving/Denying/Counter Offer the loans after verifying borrower eligibility.
Qualifications: Minimum 2 years experience in Live underwriting (All 4cs). Pre-underwriting not eligible.
Education details: Any Graduate
Skills
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