Underwriter

About the Company

We are a leading firm in the US Residential Mortgage industry, dedicated to providing exceptional service and innovative solutions to our clients. Our mission is to empower individuals and families to achieve their homeownership dreams while fostering a culture of integrity, collaboration, and excellence.

About the Role

The role requires a skilled professional with a minimum of 4+ years of experience in US Residential Mortgage, specifically in Frontend (Live) US Residential Underwriting. The candidate will be responsible for evaluating loan applications and ensuring compliance with industry guidelines.

Responsibilities

• A Minimum of 4+ years work experience in US Residential Mortgage specifically in Frontend (Live) US Residential Underwriting
• Expertise in Underwriting – Reviewing Income, Credit, Collateral & Capital
• Expertise in calculating all type of Incomes (Salaried/Self Employed and Other Income), Asset & Ratios
• Must have experience in Underwriting all type of loans Purchase/Refinance/Construction
• Expertise in reviewing the Guideline (Fannie Mae & Freddie Mac)
• Evaluating the Loan documents for approval/rejection
• Review Appraisal document to identify whether the property has been evaluated correctly
• Assessing loan attributes and documentation for soundness and accuracy
• Approving/Denying/Counter Offer the loans after verifying borrower eligibility

Qualifications

• Must hold a degree

Required Skills

• Seek opportunities to improve knowledge, skills, and performance
• Excellent written & verbal English communication skills
• Excellent logical and analytical skills
• Ability to connect dots, identify red flags
• Suggest improvement ideas to current processes based on developed expertise
• Demonstrate initiative and always maintain a high degree of professional conduct
• Participate in team initiatives and actively contribute to team success
• Flexible to work in shifts
• Ability to handle Business Email communication with no assistance
• Ability to summarize notes (clear & crisp), key findings on underwritten loans

Preferred Skills

• None specified

Pay range and compensation package

Compensation details are competitive and commensurate with experience.

Equal Opportunity Statement

We are committed to creating a diverse and inclusive environment for all employees. We encourage applications from individuals of all backgrounds and experiences.