Credit Risk Associate - Loan Review

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
0-1 years
Noida
BFSI (Credit & Risk)
Work From Home
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: You will perform independent reviews of existing loan portfolios to assess credit quality and identify potential risks.

What you will do: You will analyze loan documentation, financial statements, and other relevant data to ensure compliance with lending guidelines and regulatory requirements.

Key responsibility:

  • Conduct independent reviews of loan portfolios to assess credit quality.
  • Analyze loan documentation, financial statements, and other data.
  • Identify potential credit risks and recommend appropriate mitigation strategies.
  • Prepare comprehensive reports summarizing review findings.
  • Ensure compliance with lending guidelines and regulatory requirements.
  • Collaborate with lending officers and credit analysts to improve credit risk management.

Required Qualification and Skills:

  • Bachelor's degree in Finance, Accounting, or a related field.
  • Experience in credit risk management or loan review (preferred).
  • Strong analytical and problem-solving skills.
  • Knowledge of credit risk principles and lending guidelines.
  • Excellent written and verbal communication skills.
  • Proficiency in Microsoft Office Suite.

Benefits Included:

  • Competitive salary and benefits package.
  • Opportunities for professional growth and development.
  • Collaborative work environment.
  • Health insurance.
  • Paid time off.

A Day in the Life: Your day will involve detailed review of loan documentation and related data, risk assessment and reporting. You will interact with other team members, lending officers and potentially external parties.

Skills

Credit RiskLoan ReviewFinancial AnalysisCompliance

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