Junior Credit Risk Analyst

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
0-1 years
Mumbai
BFSI (Credit & Risk)
Work From Office
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Job Description

What role you will play in team: You will be a vital member of our credit risk team, contributing to the assessment and monitoring of credit risk across our investment portfolio.

What you will do: You will assist senior analysts in conducting credit risk assessments, preparing reports, and monitoring key risk indicators.

Key responsibility:

  • Conducting in-depth credit analysis of potential borrowers, evaluating financial statements and industry trends.
  • Developing and maintaining financial models to assess credit risk.
  • Monitoring existing borrowers' credit performance, identifying and reporting potential risks.
  • Participating in credit committee meetings, presenting findings and recommendations.
  • Assisting in the development and implementation of credit risk policies and procedures.
  • Maintaining accurate and up-to-date records of credit risk assessments and monitoring activities.

Required Qualification and Skills:

  • Bachelor's degree in finance, accounting, economics, or a related field.
  • Excellent analytical and problem-solving skills.
  • Proficiency in Microsoft Excel and financial modeling software.
  • Strong understanding of credit risk management principles.
  • Excellent communication and interpersonal skills.
  • Attention to detail and accuracy.

Benefits Included:

  • Competitive salary and benefits package.
  • Opportunities for professional development and growth.
  • Dynamic and collaborative work environment.
  • Exposure to a diverse range of financial products and services.

A Day in the Life: A typical day involves conducting credit risk assessments, developing financial models, preparing reports, and attending meetings.

Skills

Credit RiskFinancial ModelingFinancial AnalysisCredit AssessmentRisk Management

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