Junior Credit Risk Analyst

What role you will play in team: You will be a vital member of our credit risk team, contributing to the assessment and management of credit risk across our loan portfolio. Your work will directly impact our lending decisions and contribute to the financial health of the company.

What you will do: You will analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of borrowers. You will also monitor existing loan portfolios and identify potential risks.

Key responsibility:

• Conduct detailed credit analysis of prospective borrowers.
• Develop and maintain credit risk models.
• Monitor and report on portfolio performance.
• Identify and assess potential credit risks.
• Collaborate with other team members to develop credit risk management strategies.
• Assist in the development and implementation of credit policies and procedures.
• Prepare reports and presentations for senior management.

Required Qualification and Skills:

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Strong analytical and problem-solving skills.
• Proficiency in Microsoft Excel and other financial software.
• Excellent communication and presentation skills.
• Knowledge of credit risk management principles.
• Experience with financial modeling is a plus.

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional development and growth.
• Collaborative and supportive work environment.
• A chance to make a significant contribution to a growing company.

A Day in the Life: Your day will involve reviewing financial statements, building financial models, and collaborating with your team to assess the creditworthiness of borrowers. You will also be involved in monitoring existing loan portfolios and reporting on their performance.