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Job Description
- Credit Manager Midmarket & Nbfc Chennai (India)
- Company: CSB Bank
- Job Location: Chennai, Tamil Nadu, India
- Employment Type: Full-time
- Experience Required: 5 - 7 years
- Independently analyzing and evaluating the risk of proposed exposure to Bank's loan portfolio
- Responsibilities
- Independently analyses and evaluate the risk of adding a particular transaction to the bank's loan portfolio.
- Identify additional information requirements needed to properly assess risks of the transaction
- Understand and assess the customer's business model and its viability in the long run
- Review and analyse the financial strength and soundness of the customer to identify key risks to the continued credit worthiness of the business
- Considers alternative credit structures to mitigate risk where appropriate
- Recommend action to be taken on credit, identifies key risks and information requirements
- Ensure that credit facilities presented are properly graded
- Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements
- Work independently with limited supervision. Serves as a resource for less experienced Credit Officers.
- Personally develop and maintain robust working relationships with Stakeholders
- Lead/ independently handle the business-critical projects.
- Improve the operational efficiency and effectiveness of the process by identifying inefficiencies and taking action to resolve the same
- Develop critical thinking, gain recent insights and thinking out of the box to improve on the delivery of services to our stakeholders
- Assume ownership of the allocated work.
- Having valuable understanding of underwriting big-ticket cases in Mid Corporate & NBFC segments.
- Should have underwritten deals with minimum exposure of 200 crs.
- Knowledge and understanding towards structured deals, acquisition finance, project finance.
- Ability of comprehend and fine tune financial models in case of project finance deals
- Qualifications
- Qualifications: CA/ MBA Finance
- Experience: 5 to 7 years .
Skills
Credit ManagerUnderwritingCritical ThinkingIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
CSB Bank Limited, formerly known as Catholic Syrian Bank, is a leading private sector bank in India with a rich legacy spanning over 100 years. As a trusted financial institution, CSB Bank offers a wide range of banking products and services, catering to the diverse needs of its customers across the country. CSB Bank Careers provide exciting opportunities for individuals looking to build rewarding and impactful careers in the banking industry. With a strong focus on customer service, innovation, and technology, CSB Bank fosters a dynamic work environment where employees can thrive and grow professionally while contributing to the bank's continued success and growth.
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