Credit Manager - Home Loan, Branch Credit Manager

About the Position

The Credit Manager is responsible for overseeing credit operations related to home loans within designated branches in Punjab. This role entails managing the credit portfolio, ensuring compliance with regulatory standards, and fostering strong relationships with clients to enhance overall satisfaction and retention.

Accountabilities

• Assess and approve loan applications by evaluating creditworthiness and conducting risk assessments.
• Formulate and apply credit policies and procedures to ensure conformity with applicable regulations.
• Monitor the performance of the credit portfolio, identifying and addressing potential risks as necessary.
• Provide support and expertise to sales teams regarding credit-related issues to facilitate effective customer interactions.
• Organize training sessions for branch personnel on current credit policies and best practices to ensure consistent understanding across the team.
• Cultivate and maintain robust relationships with clients and stakeholders, focusing on improving customer satisfaction through exceptional service.

Skills and Experience Required

• Demonstrated experience in credit management, specifically pertaining to home loans.
• Strong analytical capabilities coupled with meticulous attention to detail.
• Excellent verbal and written communication skills, along with effective interpersonal abilities.
• Proficiency in managing multiple priorities under time constraints while adhering to deadlines.
• Comprehensive knowledge of regulatory requirements governing credit and lending practices.

Suitably qualified candidates are encouraged to submit their applications for this position.