Senior Credit Risk Manager

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
3-5 years
Bangalore
BFSI (Credit & Risk)
Hybrid
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: Lead and mentor a team of credit risk analysts, overseeing all aspects of credit risk management for a diverse portfolio of loans and investments.

What you will do: Develop and implement credit risk policies, strategies, and procedures, ensuring compliance with regulatory requirements. Analyze portfolio performance, identify trends, and propose risk mitigation strategies.

Key responsibility:

  • Oversee the entire credit risk assessment process, from initial application to loan disbursement and ongoing monitoring.
  • Develop and maintain credit risk models and scoring systems.
  • Monitor key credit risk metrics and report to senior management.
  • Lead and mentor a team of credit risk analysts.
  • Conduct regular reviews of credit risk policies and procedures.
  • Ensure compliance with regulatory requirements.
  • Collaborate with other departments, such as sales and operations, to mitigate credit risk.

Required Qualification and Skills:

  • Master's degree in Finance, Economics, or a related field.
  • Extensive experience in credit risk management, with a proven track record of success.
  • Deep understanding of credit risk modeling techniques.
  • Excellent leadership, communication, and interpersonal skills.
  • Strong analytical and problem-solving skills.
  • Experience managing teams and projects.

Benefits Included:

  • Competitive salary and benefits package.
  • Opportunities for professional development and growth.
  • Collaborative and supportive work environment.
  • A challenging and rewarding career in a fast-paced environment.

A Day in the Life: A typical day involves reviewing credit risk reports, meeting with team members, analyzing portfolio performance, and strategizing risk mitigation.

Skills

Credit Risk ManagementCredit Risk ModelingTeam ManagementRisk MitigationRegulatory Compliance

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