Manager - MIS & Business Planning - Mumbai - Lower Parel - JM

• Qualifications & Experience
• • CA with 1-2 years of experience in Business Accounting / FP&A / MIS
• • Strong understanding of P&L, financial reporting, and analysis
• • Strong understanding of asset quality (GNPA), credit cost, and lending products
• • Strong Excel and analytical skills
• • Exposure to dashboarding tools (good to have)
• Competencies:

• Ownership
• Boundaryless Behaviour
• Cost Consciousness

Functional Competencies

• GNPA
• Credit costs
• Margins

• Key Decisions taken 
• • Identification and escalation of variance drivers and inconsistencies
• • Selection of appropriate data sources for reporting and analysis
• • Prioritization of reporting tasks based on timelines and requirements
• • Highlighting discrepancies in Asset quality, Credit costs, Margins and other key performance metrics

• 1. Budgeting & Performance Tracking Support
• • Support preparation of annual budgets for margins, AQ & credit cost and balance sheet analysis 
• • Track monthly/quarterly rolling estimates and performance metrics
• • Highlight key deviations and assist in performance analysis

• 2. Asset Quality & Credit Cost Analysis Support
• • Track and analyze GNPA, standard asset movement, and credit cost trends
• • Support preparation of asset quality MIS and dashboards
• • Assist in assessing impact of asset quality on business performance
• Monthly P&L 
• • Preparation monthly P&Ls for different SBUs and Products. Analyse the reasons for variance against budget

• 3. Margin Analytics
• • Prepare the necessary break down of Margins and and it’s components to understand and analyse the reasons for variance
• • Analyse the trend and prepare the waterfall for Consol, entities as well as SBUs
• • Liason with the SBU SPOCs for the timely assimilation of information required for presenting the analysis

• 4. Cost allocation cycles
• • Assist in preparation of allocations of cost of shared services, identifying and collating the key drivers for the allocation of costs
• • Assist in presenting the analysis justifying the cost allocations across verticals as well as products/segments
• • Ensure timeliness, accuracy as well as consistency in reporting across SBUs

• 5. Management Reporting Support (Investor Presentations / ACM / MIS Decks)
• • Assist in preparation of IP / Board / ACM decks and management presentations
• • Collate and present the key data points required for Investor calls such as ATS, ACL, GECL, IRR, and portfolio metrics
• • Ensure accuracy and consistency of reporting outputs

• 6. Business Accounting & Process Support
• • Support processes related to daily and monthly book closure, AUM reporting, average book, disbursals, IRRs etc.
• • Validate financial data across systems and reports
• • Assist in ensuring alignment of reporting across business units