EXL Service - Analyst/Consultant - Capital Impairment

Job Title: Capital Impairment Analyst / Consultant
Location: PAN India / Hybrid
About the Role:
We are seeking a Capital Impairment professional to support impairment modeling, capital forecasting, and risk analytics across retail and commercial portfolios. The role involves ensuring accurate estimation of expected credit losses (ECL), assessing capital adequacy, and providing insights to optimize risk-adjusted returns.
Key Responsibilities:
- Support IFRS 9 / ECL modeling, validation, and monitoring across portfolios.

- Conduct impairment forecasting, stress testing, and capital impact analysis.
- Partner with Finance, Risk, and Modelling teams to ensure alignment between impairment results and capital planning.
- Review and challenge model outputs to ensure accuracy, governance, and compliance with regulatory standards.
- Prepare management MI reports, highlighting trends, risks, and portfolio movements.
- Contribute to the automation and optimization of impairment and capital reporting processes.
Key Skills & Experience:
- 5-10 years of experience in Impairment / Capital Modelling / Credit Risk Analytics.
- Strong understanding of IFRS 9, Basel norms, ECL modeling, and regulatory capital requirements.
- Proficiency in SAS / Python / SQL / Excel for data manipulation and analysis.
- Exposure to portfolio risk management, stress testing, and forecasting preferred.
- Strong analytical mindset with the ability to translate data into business insights.
- Excellent stakeholder management and presentation skills.