Senior Credit Risk Analyst

You will be working as Risk Analyst in the Risk department and will be responsible for driving the growth of our portfolio in Nigeria. Your mission is to ensure portfolio performance according to the company OKRs, offering the best-tailored credit services to as many clients as possible. Your goal is to build FairMoney as a Tier 1 digital lender in Nigeria and you will be a key Business Partner to achieve the same .

As the Risk Analyst for the Nigerian business, you will be part of a team that plays a critical role in managing FairMoneys ability to grow in the market. You will be one of the key stakeholders and contributors in decisions revolving around the business and product strategies.

• Own the main portfolio metrics - default rates, acceptance rates and profitability.
• Contribute to underwriting funnel improvements.
• Collaborate with Data Science, Debt Collection and Growth teams on a daily basis.
• Work closely with the Product and Engineering team on improvements for the lending product.
• Build, improve and maintain the credit risk policy for Nigeria that will allow growing the portfolio according to company OKRs.
• Communicate the performance results and other findings with the respective stakeholders.
• Keep up to date with the company s lending protocols.
• Benchmarking current risk practices against those stipulated within business units.
• Implementing the best possible methodologies in improving credit performance, considering the risk associated, yet offering the prim