Senior Software Engineer / Tech Lead, Finmo

Company Description
Finmo is a next-generation Treasury Operating System that enables CFOs to see their financial operations in real time and forecast whats coming next. It unifies payments, cash and liquidity management, FX risk management, and financial reporting into a single intelligent platform, transforming fragmented data into connected, actionable intelligence.
Finmo is backed by leading fintech investors. Our oversubscribed US$18.5M Series A was co-led by PayPal Ventures and Quona Capital, with participation from Citi Ventures, bringing total funding to US$27M.
We are also recognized by respected industry institutions, including:

• CB Insights Fintech 100 (2025) named among the 100 most promising private fintech companies
• Forbes Asia 100 to Watch (2025)
• Great Place to Work (2026)
  

Founded in 2021, Finmo is headquartered in Singapore, with additional offices in Australia, Malaysia and India, and plans for further global expansion, we are committed to upholding core values such as curiosity, integrity, attitude and customer-centricity. We foster a culture that encourages thoughtful risk-taking and problem-solving, aiming to balance perfection with timely execution.
For more information, please visit our website at www.finmo.net

Finmo is building the infrastructure that powers modern global treasury operations. Our platform enables businesses to manage cross-border payments, liquidity, FX, and financial workflows across multiple geographies.
We are looking for strong engineers to help build the core systems behind Finmos treasury and payments platform. Depending on experience and interview performance, candidates may be hired as Senior Software Engineer (SDE-3) or Tech Lead.
What Youll Work On

• Build scalable backend systems powering Finmos payments and treasury platform
• Design APIs and services supporting global financial transactions
• Develop integrations with banks and payment networks
• Build systems for transaction processing, reconciliation, and financial workflows
• Debug complex production issues and improve system reliability
• Contribute to system architecture and engineering best practices
• Mentor engineers and raise the technical bar through code reviews and design discussions
• Lead or manage engineering efforts for specific projects and features
• Engineers at Finmo own systems end-to-end, from development to production.
  

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Engineering Environment
At Finmo, we are technology and language agnostic and focus on hiring strong engineers who can solve complex problems rather than limiting ourselves to specific frameworks. Our current stack primarily includes AWS for infrastructure, JavaScript and TypeScript across backend and frontend services, ReactJS for product interfaces, and Python for automation, data processing, and AI-related workflows. Engineers are encouraged to adopt technologies that improve reliability, performance, and developer productivity.
AI and Automation
Finmo is actively developing MO AI, our AI-driven intelligence layer focused on automating treasury insights and financial workflows. Engineers contribute to applying AI across areas such as treasury analytics, payment routing optimization, reconciliation automation, and workflow automation to improve how businesses manage their global treasury operations.
Qualifications
What We Look For

• Strong backend or distributed systems experience
• Solid understanding of scalable system design
• Experience building reliable production systems
• Strong debugging and problem-solving ability
• Ownership mindset and ability to drive technical solutions
• Experience in payments, fintech, or financial infrastructure is a plus.
  

Additional Information
Why Join Finmo

• Competitive compensation with meaningful equity
• Work with global teams across Singapore, India, and Australia
• International travel opportunities across Finmo offices
• Work on complex engineering challenges across payments, treasury, and AI-driven financial infrastructure