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Job Description
1. Collections Operations & Bucket Management
- Manage and control bucket flow cases with a strong focus on non-starter accounts.
- Monitor daily collections activities and ensure timely resolution of assigned cases.
- Drive consistent follow-ups to improve recovery rates and reduce delinquency.
2. Field Force Management (Feet-on-Street)
- Ensure adequate availability of field collection executives across areas, buckets, and customer segments.
- Allocate cases effectively to maximize coverage and productivity.
- Conduct regular field reviews and monitor on-ground execution.
3. Performance Monitoring & Productivity
- Define productivity parameters for collection executives and monitor performance against targets.
- Conduct daily reviews with team members to track progress and address gaps.
- Continuously evaluate performance and take corrective actions where required.
4. Compliance & Process Adherence
- Ensure all activities comply with legal guidelines, internal policies, and audit requirements.
- Maintain proper documentation and ensure timely updates on systems (e.g., Fincollect App).
- Address audit queries and ensure closure within defined timelines.
5. Team Hiring, Training & Development
- Support hiring by conducting background and reference checks for collection executives.
- Identify training needs and facilitate skill development programs.
- Provide ongoing guidance and support to improve team effectiveness.
6. Issue Resolution & Support
- Assist collection officers in handling escalations, including legal or police-related issues.
- Act as the first point of contact for operational challenges faced by field teams.
- Ensure quick resolution of issues to avoid delays in collections.
Key Skills & Competencies
- Strong understanding of field collections operations
- Ability to manage and monitor on-ground teams effectively
- Good knowledge of compliance and audit requirements
- Strong problem-solving and decision-making skills
- Effective communication and team handling abilities
- 3-6 years of experience in Collections or Field Operations within NBFCs, Banks, or Fintech organizations
- Experience in managing field teams/collection executives preferred
- Intermediate + DRA / Graduate in any discipline
Skills
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