Product Manager- Payments

As a Product Manager – UPI, you will be responsible for leading the development and strategy of UPI-driven payment products. This includes defining the product roadmap, prioritizing feature development, managing cross-functional teams, and ensuring compliance with regulatory bodies such as NPCI and RBI. You'll play a key role in enhancing user experience, driving product innovation, and supporting our go-to-market strategy.

· Build and own the UPI product roadmap, focusing on high-impact, scalable financial services and features.

· Define and drive product initiatives in collaboration with engineering, compliance, and key business stakeholders.

· Prioritize product development efforts using structured product management frameworks and a strong understanding of UPI APIs and banking integrations.

· Lead cross-functional teams including Product Managers, Designers, Engineers, and QA to execute the product vision and deliver value at speed.

· Support and coordinate with internal and external teams on regulatory audits (e.g., RBI, NPCI, inter-nal audit).

· Deconstruct complex problems and translate them into clear, actionable requirements for the engi-neering team.

· Maintain ethical clarity, ensuring transparency and avoiding conflicts of interest in managing engi-neering resources with indirect reporting lines.

· Monitor the UPI ecosystem and track competitor activity to inform product enhancements and stay ahead of industry trends.

· Collaborate closely with Sales and Partnership teams to gather client requirements, identify opportu-nities for integrations, and explore synergistic growth.

· Own and execute the Go-to-Market (GTM) strategy for UPI product releases in partnership with Sales and Marketing.

· Manage all phases of the product lifecycle including design, development, innovation, launch, and branding.

· 8–10+ years of experience in product management, with at least 6+ years in UPI, digital payments, or fintech.

· Proven track record of leading product teams and delivering UPI-based solutions (e.g., P2P, P2M, AutoPay, UPI Lite).

· Strong familiarity with NPCI guidelines, UPI ecosystem architecture, and regulatory requirements.

· Hands-on experience with API integrations, banking partnerships, and real-time payment systems.

· Solid understanding of fintech compliance, audit processes, and product risk management.

· Strong analytical, decision-making, and problem-solving skills.

· Excellent communication skills with the ability to interface with both technical and business teams.