Process Associate

Department Icon BFSI (Credit & Risk)
Posted: 2 years ago
0-15 years
India-Lucknow
BFSI (Credit & Risk)
Work from Office
Full Time

Posted: 2 years ago
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Job Description

With a startup spirit and 90,000+ curious and courageous minds, we have the expertise to go deep with the world’s biggest brands—and we have fun doing it. We dream in digital, dare in reality, and reinvent the ways companies work to make an impact far bigger than just our bottom line. We’re harnessing the power of technology and humanity to create meaningful transformation that moves us forward in our pursuit of a world that works better for people. Now, we’re calling upon the thinkers and doers, those with a natural curiosity and a hunger to keep learning, keep growing., People who thrive on fearlessly experimenting, seizing opportunities, and pushing boundaries to turn our vision into reality. And as you help us create a better world, we will help you build your own intellectual firepower. Welcome to the relentless pursuit of better.

Welcome to the relentless pursuit of better. 

Inviting applications for the role of Process Associate, Collections 

As a Collections Advisor, your role will be to focus on providing the accurate resolutions for both customers and the business, recognizing vulnerable customers and providing solutions to their inquiries. You will handle customer relationships and assist with their individual service needs whilst delivering a special customer service.

Responsibilities 

  • Ability to take care of specific Inbound/Outbound calls from customers
  • Ability to sale solutions to customers and negotiate outstanding debt
  • Recognize individual customer service needs and resolve their enquiry
  • Provide resolutions at the first point of contact, avoiding customers having to call again, or have the call transferred
  • Ability to handle complaints and advance where appropriate
  • Excellent customer service, negotiation and interpersonal skills with the ability to recognize and support the specific needs of the most vulnerable customers
  • Maintain and update customer related information systems to ensure that our client hold accurate records; collecting and accessing appropriate information relevant to your call type
  • Keen to progress to other levels and will consistently self-assess your own performance against agreed targets by working closely with your manager
  • Work effectively as part of a team, recognizing how teams can deliver great results
  • You will be one of a large number of Collections Advisers with Genpact. You will respond to customers through a variety of channels including telephone (both inbound and outbound), internet and written correspondence as appropriate.
  • You will be encouraged ed to acquire detailed knowledge of product ranges and excellent service and sales skills to enable them to provide service excellence and progress sales opportunities when appropriate.
  • You will offer an excellent level of customer service, pro-actively serve customers across their product portfolio, cross-sell additional products and resolve a wide range of common, high-volume customer enquiries across the product range.
  • You will follow clear instructions and guidelines to resolve customer enquiries at first point of contact. These guidelines will also prompt the agent to promote and sell appropriate products, including insurance based products.
  • Training is given to enable you to establish rapportportsresolvetle appropriate solutions for the customer. Constant monitor in mentor and development will be given to the Customer Service Adviser to ensure continuous improvement.
  • You will collaborate with colleagues across multiple departments in order to provide a high quality service to customers

Qualifications we seek in you!

Minimum qualifications

  • Any Graduates (preferably non B.techs)
  • Experience in contact/call center, customer service and/or sales area
  • Excellent communication and social skills 
  • Good written skills 
  • Good negotiation skills
  • Problem Solving Skills 
  • Flexibility of shifts and to work overtime hours as per business requirements.
  • Dedication to performance excellence or doing a great job
  • Results Oriented
  • Analytical & problem solving skills
  • Stress management abilities 
  • Ability to maintain high levels of confidentiality and data security standards
  • Ability to prioritise multiple tasks with minimal direction

Preferred qualifications 

  • Collections experience in Consumer loans/lending

Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values diversity and inclusion, respect and integrity, customer focus, and innovation. For more information, visit www.genpact.com. Follow us on Twitter, Facebook, LinkedIn, and YouTube.

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About Company

Genpact was founded in 1997 as a unit of General Electric. The company was founded as GE Capital International Services (GECIS) in New Delhi. Starting with 20 employees under the leadership of CEO Pramod Bhasin, its charter was to provide business process outsourcing solutions to GE's businesses. In the beginning, GECIS created processes for outsourcing back-office activities for GE Capital such as processing car loans and credit card transactions. It was an experimental concept at the time and the beginning of the Business-Process-Outsourcing (BPO) industry.


One year after its launch, GECIS employed about 800 people and generated revenues of US$4 million. By 2001, GECIS operations had grown to 12,000 employees and the company began to manage a wide range of processes across GE's financial services and manufacturing businesses. Jack Welsh, CEO of GE at the time, said that GECIS was a key driver of GE’s growth between 1998 and 2001, and was responsible for reducing operating costs by approximately US$1 billion.


In 2003, GE reduced its stake in GECIS to 40% and sold the remainder to two American private equity firms. At the time of the sale, GECIS employed around 13,000 people in India and 4,000 people in the US, China, Hungary and Mexico, providing a range of solutions in areas such as finance and accounting, insurance claim processing, IT management and technical support.


By 2004, GECIS oversaw around 700 business processes for GE that had migrated from the US to India, generating revenues of US$426 million.

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