Loan Underwriter

What role you will play in team: You will be a key member of our credit risk team, independently assessing loan applications and making informed credit decisions.

What you will do: Analyze applicant financial information, conduct credit scoring, and prepare comprehensive credit reports to support lending decisions.

Key responsibility:

• Independently analyze loan applications and supporting documentation.
• Conduct thorough credit scoring and risk assessments.
• Prepare detailed credit reports with recommendations for loan approval or denial.
• Maintain accurate records and documentation of all credit decisions.
• Adhere to all regulatory and internal policies regarding credit risk management.
• Collaborate with other team members to ensure consistency and accuracy.

Required Qualification and Skills:

• Bachelor's degree in finance, accounting, or a related field.
• 2-4 years of experience in credit underwriting or a related role.
• Strong understanding of credit risk management principles.
• Proficiency in financial analysis and modeling.
• Excellent analytical and problem-solving skills.
• Excellent attention to detail and accuracy.

Benefits Included:

• Competitive salary and benefits.
• Opportunities for career growth.
• Dynamic and challenging work environment.
• Comprehensive training and development.
• Performance-based incentives.

A Day in the Life: Your day will involve reviewing loan applications, performing credit analysis, preparing reports, and making credit decisions. You will collaborate with other team members to ensure the accuracy and consistency of credit assessments.