Branch Credit Manager

Department Icon BFSI (Credit & Risk)
Posted: 11 months ago
2-7 years
Bengaluru(Hosur Road), Anekal
BFSI (Credit & Risk)
work from office
Full Time

Posted: 11 months ago
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Job Description

Job Location: Anekal,

Qualification: Bachelor's degree.

Job description:

  • Review the creditworthiness of potential customers by examining their credit history, income, and other financial information.
  • Prepare quality credit proposals with a focus on identifying major risks whether operational or financial.
  • Support and co-ordinate with Head of operation team & ACM for processing loans and obtain required approvals in case of any exceptions.
  • Approve or Reject Loan based on credit modules and risk assessments.
  • Ensure timely delivery of services to the customers and resolve queries related to the loan process.
  • Making appropriate lending decisions based on available information & interactions with the applicants.
  • Interested candidates can share their resume to SwathiD@unicohfc.com contact - 9900445330

Skills

Home LoanBranch Credit ManagerHousing FinanceHLCredit UnderwritingHome LoansAffordable HousingCam

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About Company

GIC Housing Finance Limited, was incorporated as ‘GIC Grih Vitta Limited’ on 12th December 1989. The name was changed to its present name vide a fresh Certificate of Incorporation issued on 16th November 1993. The primary business of GICHFL is granting housing loans to individuals and to persons/entities engaged in construction of houses/flats for residential purposes. GICHFL always believed that its success and growth depends on following fair and ethichal lending policies that are customer friendly, while at the same time creating wealth for its share holders. The Company is promoted by General Insurance Corporation of India and its erstwhile subsidiaries namely, National Insurance Company Limited, The New India Assurance Company Limited, The Oriental Insurance Company Limited and United India Insurance Company Limited . GICHFL has 75 offices across the country with a strong marketing team which is further assisted by Sales Associates(SAs). It has tie-ups with builders to provide finance to individual borrowers.
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