Credit Risk Analyst - Microfinance

What role you will play in team: You will be part of a team assessing the creditworthiness of microfinance loan applicants, ensuring responsible lending practices.

What you will do: Evaluate applications, manage risk, and contribute to the sustainable growth of the microfinance lending portfolio.

Key responsibility:

• Assess creditworthiness of microfinance loan applicants through field visits and data analysis.
• Develop and maintain credit risk models for microfinance lending.
• Monitor loan performance and identify potential risks.
• Recommend risk mitigation strategies to minimize losses.
• Collaborate with field officers to gather information and conduct due diligence.
• Maintain accurate and up-to-date records of credit risk assessments.
• Prepare reports on credit risk for management review.
• Contribute to the development and improvement of credit risk policies and procedures.

Required Qualification and Skills:

• Bachelor's degree in finance, economics, or a related field.
• Strong understanding of credit risk management principles.
• Experience in microfinance or related industry (preferred).
• Excellent analytical and problem-solving skills.
• Strong communication and interpersonal skills.
• Ability to work independently and as part of a team.
• Proficiency in data analysis tools.

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional development and career advancement.
• Impactful work contributing to financial inclusion.
• Medical insurance.
• Paid leaves.

A Day in the Life: A day involves reviewing loan applications, analyzing financial data, conducting field visits, and communicating with field officers and clients. Your work directly impacts the lives of individuals accessing microfinance services.