Cards Chargeback Associate- Non-Frauds

Department Icon BFSI (Operations & Lending)
Posted: 2 days ago
1-5 years
Chennai(Sholinganallur)
BFSI (Operations & Lending)
work from office
Full Time
Closes 9 Jan 2027

Posted: 2 days ago
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Job Description


Job Summary

We are seeking a skilled and detail-oriented Senior Associate to support chargeback and dispute processing for an Australian banking client. The ideal candidate should have strong knowledge of card scheme rules, hands-on experience in dispute resolution, and the ability to manage complex cases with accuracy and compliance.


Key Responsibilities

  • Process chargebacks, pre-arbitrations, representments, and dispute cases in accordance with Visa/Mastercard/EFTPOS rules.
  • Handle moderately complex and high-value dispute cases, ensuring accuracy and timely completion.
  • Assist in work allocation and support junior analysts with queries and case clarifications.
  • Maintain compliance with client SLAs, quality parameters, and internal controls.
  • Prepare daily/weekly reports related to productivity, accuracy, and case status.
  • Identify trends, recurring errors, or process gaps and provide inputs for improvements.
  • Coordinate with internal teams and support communication with the Australian client as required.
  • Participate in team huddles, calibration sessions, and regular knowledge-sharing sessions.
  • Support audit requirements and ensure proper documentation of dispute cases.

Key Requirements

  • Graduate in any discipline; preference for finance/commerce background.
  • 24 years of experience in chargebacks, disputes, or transaction processing.
  • Strong understanding of Visa, Mastercard, and EFTPOS dispute regulations.
  • Experience in Australian banking processes is highly preferred.
  • Good communication skills and ability to interact with internal stakeholders.
  • Proficiency in MS Office, especially Excel for reporting and case tracking.
  • Strong analytical skills and attention to detail.

Skills

OperationsCreditChargebackCard OperationsCredit Card OperationsCardsDispute ResolutionResolutionChargebackReporting

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HCLTech is a global technology company that helps businesses transform through digital solutions. We offer a wide range of services, including IT services, consulting, and engineering.

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