Working Capital Relationship Manager

Company Description

HDFC Bank is Indias largest private sector bank, serving over 92 million customers through an extensive network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns. Established in 1995, HDFC Bank focuses on product innovation, customer-centricity, and operational excellence to offer comprehensive financial solutions to individuals and businesses. Following its merger with HDFC Ltd in 2023, the bank expanded its capabilities in housing finance while continuing to provide diverse banking services. HDFC Bank is committed to social responsibility through its Parivartan initiative, positively impacting lives across education, healthcare, skills training, and sustainable livelihoods. Recognized for its technological innovations, the bank prioritizes secure, seamless, and customer-focused banking experiences.

Role Description

This is a full-time on-site role located in Patiala for a Working Capital Relationship Manager. Responsibilities include managing and growing working capital portfolios, identifying business opportunities, conducting credit assessments, and building strong client relationships. The role also involves regular interactions with customers to understand their financial needs, ensuring high levels of customer satisfaction, and meeting assigned sales and revenue targets.

Qualifications

• Strong financial acumen with knowledge in working capital finance and credit assessments.
• Proven experience in client relationship management, sales, and business development.
• Excellent communication and negotiation skills with a customer-first approach.
• Proficiency in financial tools, data analysis, and banking software.
• Ability to meet sales targets and work in a results-driven environment.
• Bachelors degree in Finance, Business Administration, or a related field; an MBA or equivalent qualification is an added advantage.
• Prior experience in banking or financial institutions, particularly in handling SME/Corporate clients, is highly preferred.
• Strong understanding of the local market, including business trends and customer profiles in Patiala.