Deputy Vice President - Commercial Underwriting

hdfcergo

BFSI (Credit & Risk)

Posted: 1 month ago

12-20 years

Corporate, 2101, Mumbai - Andheri LBP, Mumbai, Maharashtra, West, India

BFSI (Credit & Risk)

work from office

Full Time

Closes 4 Dec 2026

Posted: 1 month ago

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Job Description

Key Roles &Responsibilities
Assess financial statements, credit histories, paymentbehaviour, and contractor risk for Surety Bond proposals. Conduct detailed evaluation of project risks, EPC contracts, concession agreements, tender conditions, and beneficiary requirements. Structure and underwrite various Surety Bonds such as Performance Bonds, Advance Payment Bonds, Retention Bonds, Supply Bonds, and other project?linked guarantees. Ensure seamless issuance, documentation accuracy, andtimelycommunication to clients and stakeholders. Build andmaintainstrong relationships with brokers, corporate clients, banks, lenders, EPC contractors, and industry partners. Liaise with internal teams including finance, operations, legal, compliance, and risk for underwriting decisions and policy issuance. Monitor early warning indicators, deterioration trends, exposure concentration, and overdue risks across the Surety portfolio. Address client queries, guide them through policy processes, and ensure customer?centric service delivery. Participate in strategic deal discussions, renewal meetings, and portfolio reviews with brokers and partners. Maintain audit?ready documentation, ensure 100% compliance with governance norms, and meet all regulatory reporting timelines.
Key Requirements – Education & Certificates
Chartered Accountant (preferred) or MBA/PGDM in Finance, Risk, or Insurance. Professional insurance certifications such as AIII / FIII are an added advantage.
Key Requirements - Experience &Skills
Experience 8–14 years in Corporate Insurance, Commercial Lines, Sales Capability, or BFSI Capability roles Experience in GI industry, broking, riskadvisoryor corporate distribution enablement preferred Skills Strong understanding of commercial lines, underwriting fundamentals, and risk-based solutioning for corporate clients Ability to build structured learning architectures, certifications, simulations and deliver high-quality trainings Strong ability to collaborate with Corporate Sales, Underwriting, Product, RiskEngineeringand external partners to drive aligned capability outcomes Comfort withanalyzingsales performance data,identifyingcapabilitygapsand measuring impact throughproficiencyand business metrics Strategic thinking with strong execution discipline Excellent communication and presentation skills Agility,problem-solvingand solution-oriented mindset

Skills

ComplianceCommunicationPresentation SkillsTeams

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About Company

HDFC ERGO General Insurance Company Limited is a joint venture between HDFC Ltd., India's premier housing finance institution, and ERGO International AG, the primary insurance entity of the Munich Re Group. The company offers a complete range of general insurance products ranging from Motor, Health, Travel, Home and Personal Accident in the retail space and customized products like Property, Marine and Liability insurance in the corporate space.

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