Credit Risk Monitoring

Key Responsibility Areas

• Lead the development and execution of credit risk management frameworks, policies, and procedures across all products.
• Monitor and manage credit exposures, ensuring alignment with risk appetite and regulatory standards.
• Oversee stress testing, scenario analysis, and risk reporting to senior management.
• Collaborate with various business units to assess and mitigate potential risks across product categories.
• Ensure compliance with regulatory requirements, including reporting and audit processes.
• Continuous monitoring of risk appetite triggers pertaining to credit risk and ensuring that the triggers are not breached

Qualifications

• Masters degree in Finance, Economics, or a related field.
• 12+ years of experience in credit underwriting (including high value products), credit risk management, with at least 3 years in a leadership role.
• Proven experience in the development, implementation, and validation of credit risk models.
• Experience in portfolio management, stress testing, and exposure to high-value portfolios (e.g., wholesale lending, corporate term loans)

Key Competencies • Strategic thinker with the ability to influence at all levels of the organization. • Excellent analytical and problem-solving skills. • Strong leadership and team management abilities. • Proficient in risk management tools, systems and regulatory reporting standards.