Assistant Vice President - Credit - Large Corporates - CA

We are looking for a seasoned Credit Manager to lead credit risk assessments for large corporate clients. This role requires strong expertise in evaluating complex credit proposals, structured transactions, and maintaining a high-quality corporate credit portfolio in line with the bank's risk appetite and regulatory framework.

Key Responsibilities:

• Manage the day-to-day functioning of the credit risk function for large corporate exposures.
• Conduct independent and detailed credit assessments of large corporate clients and provide recommendations aligned with the bank's risk appetite.
• Work closely with business teams to evaluate credit proposals, industry risks, and transaction structures.
• Ensure all credit facilities are reviewed and approved in compliance with internal policies and regulatory requirements.
• Identify, assess, and recommend mitigation strategies for risks in corporate finance and structured credit transactions.
• Monitor credit exposures and ensure adherence to internal and regulatory limits.
• Own and drive credit policies and procedures, including recommending enhancements and ensuring implementation.
• Evaluate structured transactions across term lending and trade finance, ensuring appropriate risk mitigants.
• Provide advisory support to business and support functions on credit-related matters.
• Coordinate with auditors and regulatory authorities during credit reviews and audits.
• Support all regulatory and compliance requirements related to credit risk.

Key Requirements (Mandatory):

Qualified Chartered Accountant (CA) - Mandatory

• Strong experience in handling Large Corporate Credit (must have exposure to large corporate clients)
• Proven experience in credit appraisal, financial analysis, and structured transactions for large corporates
• Strong understanding of regulatory frameworks and credit risk management practices
• Ability to independently evaluate complex credit proposals

Preferred Experience:

• 8-12 years of relevant experience in Credit Risk/Corporate Banking
• Exposure to structured finance and trade finance transactions
• Strong stakeholder management and communication skills