Branch Credit Manager

horizone

BFSI (Credit & Risk)

Posted: 9 hours ago

8-15 years

Redhills, 1182, Chennai, Chennai North, Tamil Nadu 1, Tamil Nadu, South 2, Emerging Enterprise Banking, India

BFSI (Credit & Risk)

work from office

Full Time

Closes 11 Jan 2027

Posted: 9 hours ago

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Job Description

Ensure proper credit evaluation of customers as per policy & process
Conduct personal discussion with customers for evaluation of Loan proposal
Support the branch team in achieving desired branch objective.
Manage & Maintain TAT for Loan disbursement.
Supervisor & mentor Credit officer & Officer Credit Operation.
To diligently appraise loan applications in line with credit policy of the organization.
Ensure Credit policies to build a good quality portfolio of the branch.
Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
Completion of PDD on time for the Loan Disbursed
Ensure Quality Portfolio of the branch is Maintained
Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria
Maintain high standards on credit appraisal through personal understanding of customer, as appropriate supplemented by documentation provided
Minimize turnaround time per application
Maintain a high quality portfolio at branch level.
Manage and support other operations activities at the branch.
Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate

Ensure that the PDD is collected and maintained as per credit norms.

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About Company

Equiniti is an international technology-led provider of shareholder, pension, and remediation services, delivering specialist expertise and data-driven solutions to complex organizations.

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