Health Insurance Agent

Company Description ICICI Lombard is a leading private general insurance company in India, offering a wide range of products including motor, health, crop, fire, personal accident, marine, engineering, and liability insurance through multiple distribution channels. With over two decades of experience, the company focuses on customer centricity under its brand philosophy of Nibhaye Vaade, supported by millions of policies issued and claims processed across the country. ICICI Lombard has a strong physical presence with hundreds of branches and a large employee base, creating opportunities for growth and development. It is an industry pioneer in digital transformation, having migrated its core systems to the cloud and launched AI-powered solutions, including the IL TakeCare insurance and wellness app with innovative features such as Face Scan. The company has received numerous national and international awards for excellence, innovation, and social responsibility.

Role Description This full-time Health Insurance Agent role is an on-site position based in Ganjam. The Health Insurance Agent will advise individuals and families on suitable health insurance products, explain policy features, and support customers in selecting coverage aligned with their needs and budgets. Daily responsibilities include prospecting and engaging potential clients, conducting needs assessments, preparing and presenting quotations, and assisting with policy applications and renewals. The role involves coordinating with internal teams to ensure smooth policy issuance, responding to customer queries, and guiding policyholders through claims-related processes. The Health Insurance Agent is expected to maintain accurate records, meet sales and service targets, and adhere to regulatory and company compliance standards.

Qualifications

• Candidates should possess strong knowledge of Health Insurance and general Insurance products, including policy structures, benefits, and exclusions.
• Candidates should possess skills in Insurance Brokerage and Medicare advisory to help customers compare options and choose appropriate coverage.
• Candidates should possess excellent Communication skills, including clear verbal and written communication and the ability to explain complex information in simple terms.
• Relevant experience in insurance sales, customer service, or financial services is beneficial.
• Familiarity with local markets in and around Ganjam and the ability to build long-term client relationships is an advantage.
• Basic proficiency in digital tools and CRM systems, along with strong attention to detail and ethical conduct, is expected.
• A bachelors degree in any discipline is preferred; applicable professional certifications in insurance will be considered an added benefit.