Loan Processor Executive

• Loan Documentation and Processing:
• Collect, verify, and analyse all required documents for loan applications.
• Ensure accuracy and completeness of customer documentation.
• Maintain a checklist for all necessary compliance requirements.
• Process Notes Appraisal Notes:
• Prepare detailed appraisal notes covering financial viability, repayment capacity, and

associated risks.

• Maintain process notes and ensure alignment with credit policies.
• Document key findings and recommendations for credit approvals.
• Financial Analysis Ratios:
• Evaluate financial statements and key ratios to assess creditworthiness.
• Work on cash flow analysis, debt-to-income ratios, and other relevant metrics.
• Assist in risk assessment and decision-making.
• eKYC Compliance:
• Perform eKYC verification and ensure all due diligence is completed.
• Adhere to regulatory and company policies for loan processing.
• Identify any discrepancies in customer information and resolve them.
• Coordination Reporting:
• Liaise with internal teams (Credit, Risk, Sales) for smooth processing.
• Ensure timely updates and reporting of loan application status.
• Maintain accurate records and ensure audit readiness.

This job is provided by Shine.com