Product Manager - Commercial & Wholesale Banking

Role/ Job Title: Product Manager - Gift City

Business: Wholesale Banking

Job Purpose:

• Tech development/ SFDC conceptualisation and implementation in coordination with technical team
• To manage the lifecycle of Commecial Banking lending products, from initial concept to market launch and beyond. 
• Involves understanding customer needs, analyzing market trends, developing product strategies, and collaborating with cross-functional teams to ensure successful product development and monitoring. 
• Optimizing existing products and ensuring they meet regulatory compliance.

Roles & Responsibilities:

• Technological Advancement:
• o    SFDC conceptualisation and implementation in coordination with technical team
• o    Enhancements and enrichment of features to meet the product / programs/ process requirements
• o    CBS or other technical developments to meet the product requirements.
• •    Product development:
• o    Define and develop new financial product programs and manage existing ones through their life cycle.
• o    Conduct market research, analyse competitors, and identify customer needs to inform strategy.
• •    Portfolio and Process:
• o    Review of Existing Products / Policy/ SOP and modifications along with new product /program launch
• o    Co-ordinate for RBI inspection, Internal and Statutory Audit and ensuring for closure all the queries raised by the concerned auditors.
• o    Monitor the portfolio performance like Covenants/ Annual reviews, overdues, etc.
• o    Serve as a central point of contact for teams like IT, Risk, Legal, operations, and compliance.
• o    High proficiency requirement in excel and power point

Educational Qualifications

Graduation - Any graduate

Post Graduation- Any post graduate

Years of Experience: 2-5 years of relevant product management experience