Area Credit Manager

Company Description

IIFL Home Finance is a leading fintech service provider dedicated to unlocking affordable and sustainable housing solutions through digitally-driven processes. Focused on enabling lower-income and economically weaker sections, the company offers seamless home loans and secured business loans with minimal documentation and quick approvals. Aligning with sustainability goals, IIFL Home Finance has pioneered 100% digital and paperless processes and supports the Governments #HousingForAll initiative. Through its innovative platform Kutumb and initiatives like Building Green: IIFL Home Loans Guide to Sustainable Affordable Housing, the company promotes sustainable and affordable housing across India.

Role Description

This is a full-time, on-site role for an Area Credit Manager located in Lucknow, Bareilly.The Area Credit Manager will oversee credit management activities, analyze credit risks, assess financial data, and ensure compliance with organizational policies. Day-to-day tasks include evaluating loan applications, conducting credit approvals, and maintaining key client relationships while ensuring the quality of the credit portfolio. Additionally, the role requires robust collaboration with sales and operations teams to meet business objectives.

Qualifications

• Strong skills in Credit Management and Credit Risk Management
• Proficiency in Finance-related activities and Analytical Skills
• Experience in Credit evaluation and assessment processes
• Excellent attention to detail and the ability to make informed decisions
• A Bachelors or Masters degree in Finance, Business, or a related field
• Knowledge of digital lending processes and regulatory compliance is a plus
• Strong interpersonal and communication skills for team collaboration