IIFL Home Loans - Lead - Internal Audit - CA

Job Purpose

The Lead Internal Audit will spearhead the design, implementation, and execution of a Risk Based Internal Audit (RBIA) framework, ensuring compliance with RBI guidelines and industry best practices.

This role requires a Chartered Accountant (CA) with strong expertise in auditing, risk management, and internal controls, particularly in financial services, lending, and compliance oversight.

Key & Risk Framework

• Design, implement, and enhance the Risk-Based Internal Audit Framework in line with RBI regulations.
• Conduct enterprise-wide risk assessments to identify areas of potential vulnerability and

prioritize audit coverage.

• Develop and present annual/quarterly audit plans and reports to the Audit Committee and senior & Oversight
• Lead and supervise audits across loan disbursements, branch operations, and post-disbursal compliance, with a focus on construction finance and related portfolios.
• Evaluate the adequacy and effectiveness of internal controls, ensuring operational, financial, and compliance risks are well mitigated.
• Monitor branch-level audits and ensure timely resolution of audit & Reporting
• Prepare audit committee decks, dashboards, and reports highlighting key findings, emerging risks, and recommendations.
• Identify cross-functional control weaknesses and recommend process improvements to

strengthen governance.

• Track implementation of audit recommendations and report closure & Continuous Improvement
• Drive the adoption of digital tools and automation (including RPA and analytics) to enhance audit efficiency and effectiveness.
• Build and maintain audit methodologies, manuals, and procedures aligned with global best practices.
• Provide strategic insights to management on risk trends, compliance gaps, and control environment & Accountant (CA) Mandatory
• 7-15 years of experience in Internal Audit, Risk Management, or Compliance within BFSI / NBFC / Housing Finance sectors.
• In-depth knowledge of RBI regulations, risk-based auditing, and financial services compliance.
• Proven track record of leading internal audits, preparing audit committee reports, and

implementing risk mitigation strategies.

• Strong analytical, communication, and stakeholder management skills.
• Experience with automation, RPA, or audit analytics tools is an advantage

(ref:iimjobs.com)