Principal Associate (Lawyer) - Banking And Finance Transaction

Principal Associate (Banking & Finance – Legal Transactions)

Organisation: IndiaLaw LLP

Location: Fort Office, Mumbai

Position: Principal Associate

Experience: 10–12 Years

Practice Area: Banking & Finance – Legal Transactions

About the Role

IndiaLaw LLP is looking to hire an experienced Principal Associate for its Banking & Finance practice at the Fort Office, Mumbai. The ideal candidate should have 10–12 years of extensive experience in handling and managing banking and finance transactions independently, with the ability to lead transactions from inception to closure.

The candidate should possess strong expertise in transaction structuring, due diligence, negotiation, documentation and execution, along with the ability to independently manage client relationships and coordinate with lenders, borrowers, financial institutions and other stakeholders.

Key Responsibilities

• Independently manage and execute end-to-end banking and finance transactions, from initial structuring and due diligence to documentation, negotiation, execution and closure.
• Handle a wide range of financing transactions, including:
• Corporate lending and structured finance.
• Term loans and working capital facilities.
• Secured and unsecured lending transactions.
• Project finance and infrastructure financing.
• Syndicated lending and consortium financing.
• Acquisition finance and refinancing transactions.
• Debt restructuring and security enforcement.
• Draft, review, negotiate and finalise complex financing and security documents, including:
• Facility and loan agreements.
• Deeds of hypothecation and mortgage.
• Guarantees and indemnities.
• Security trustee agreements.
• Inter-creditor and subordination agreements.
• Escrow agreements and account-related documentation.
• Corporate approvals and ancillary transaction documents.
• Conduct and supervise legal due diligence, identify transaction risks and provide appropriate legal solutions.
• Advise banks, NBFCs, financial institutions, corporates, investors and borrowers on legal and regulatory aspects of financing transactions.
• Coordinate with clients, lenders, borrowers, consultants, counsels, valuers, company secretaries and other stakeholders.
• Lead negotiations and independently manage transaction timelines, deliverables and closing requirements.
• Ensure compliance with applicable banking laws, RBI regulations, Companies Act, SARFAESI Act, IBC and other relevant legal and regulatory frameworks.
• Supervise and mentor junior associates and ensure quality control of transaction documentation.
• Build and maintain strong client relationships and contribute to the growth of the Banking & Finance practice.

Desired Candidate Profile

• LL.B. degree from a recognised university.
• 10–12 years of relevant post-qualification experience in Banking & Finance legal transactions.
• Strong experience in independently managing and closing complex financing transactions.
• Excellent understanding of banking, financial services and corporate finance documentation.
• Proven ability to handle transactions end-to-end with minimal supervision.
• Strong drafting, negotiation, analytical and problem-solving skills.
• Excellent client management and stakeholder coordination abilities.
• Ability to lead a team, manage multiple transactions and deliver within tight timelines.
• Strong commercial understanding and solution-oriented approach.

Preferred Experience

• Experience working with leading law firms, banking and financial institutions or established corporate legal teams.
• Exposure to transactions involving leading banks, NBFCs, financial institutions and corporate borrowers.
• Experience in secured lending, structured finance, project finance and syndicated lending.
• Demonstrated track record of independently handling transactions from mandate to financial closure.
• Candidates with strong Mumbai market exposure will be preferred.

What We Are Looking For

We are looking for a seasoned banking and finance lawyer who can take ownership of transactions, independently lead client engagements, manage negotiations and documentation, and drive transactions through successful closure.

Interested candidates may share their updated CV at hrd@indialaw.in along with current CTC, expected CTC and notice period.