Credit Officer

Department Icon BFSI (Credit & Risk)
Posted: 1 week ago
0-3 years
Gurugram, Gurugram
BFSI (Credit & Risk)
work from office
Full Time
Closes 4 Jan 2027

Posted: 1 week ago
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Job Description

Responsibilities
  • Underwriting experience in Loan, preferably Unsecured Loans.
  • Doing personal discussion with borrower.
  • Preparing CAM (Credit Assessment Memo), ensuring proper and correct information.
  • Checking and appraising proposals, scrutinizing documents including SOA analysis, CIBIL analysis, ensuring proper KYC etc before assigning any application to Lender with proper TAT and quality.
  • Primary assessment & analysis of reasons of non-starter cases.
  • Basic Financial Knowledge of Balance sheet and Profit & Loss A/c.

Skills

AssessmentKYCCreditBalanceBalance SheetSheetUnderwritingCredit PolicyCredit AssessmentUnderwritingCredit Officer

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About Company

Indifi is an SME lending platform which aims to connect small businesses with lending institutions and enable disbursements within four days from application. It collects a fee for the services provided to lenders – from marketing to data collection and analysis, and on-ground documentation and verification. It has raised funding from Accel Partners, Elevar Equity, Pramod Bhasin, Rajan Anandan, Gaurav Dalmia, Abhishek Goyal, Gagan Hasteer and Arun Tadanki. The company's subsidiary, Riviera has an NBFC license. In Dec 2016, the company raised $10M in series B funding of which $5M was invested by Omidyar. As of Dec 2016, the company has disbursed loans worth INR 50 crores.
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