Compliance Process Owner

We have an opportunity for Compliance Process Owner at Thane location with INVOICEMART - A.Treds

A.TREDS Limited (a group company of Axis Bank) is a national level online platform which facilitates financing of Receivables of Micro, Small and Medium Enterprises (MSME) from buyers through financiers. TREDS is in the business of opening accounts, uploading, accepting, discounting and settlement of Invoices and Bills of Exchange by way of Factoring and Reverse Factoring and provide such other services as permitted by the RBI from time-to-time.

Invoicemart is an online receivable discounting platform for facilitating the short-term financial transactions in a smooth and efficient manner among the financers, buyers and sellers.

To know more about the organization please visit our website www.invoicemart.com

Job Summary

The Compliance Officer – AML & KYC will be responsible for AML and KYC compliance, audit support, process updates, and implementation of new regulatory guidelines across the Central Operations team. The role requires a strong banking background with hands‑on experience in regulatory compliance, audit coordination, and process governance.

Experience: 4–7 Years

Key Roles & Responsibilities

AML & KYC Compliance

• Oversee end‑to‑end Process compliance for buyers, sellers, and financiers
• Review and validate KYC documentation in line with RBI and internal policy requirements
• Ensure process are followed as per the SOP
• Ensure creation of SOP covering regulatory framework
• Work closely with compliance and Risk Management

Regulatory Updates & Implementation

• Track RBI circulars, KYC updates, and regulatory changes
• Assess regulatory impact and ensure timely implementation across operations
• Update internal policies, SOPs, and control frameworks based on new regulations
• Ensure communication and training of updated compliance requirements to concerned teams

Audit & Compliance Review

• Support internal audits, statutory audits, and RBI inspections
• Coordinate with auditors and ensure timely submission of data and explanations
• Track audit observations, prepare responses, and ensure closure of audit findings
• Conduct periodic reviews processes to identify gaps and risks

Process Review & Improvement

• Review existing compliance and onboarding processes for effectiveness
• Identify operational and compliance gaps and recommend improvements
• Work with Operations, Risk, Legal, and IT teams to implement process enhancements
• Ensure compliance controls are embedded into system and workflow design

MIS & Reporting

• Prepare and maintain KYC compliance MIS, dashboards, and regulatory reports
• Maintain records for regulatory and audit requirements
• Provide compliance updates and reports to senior management as required

Mandatory Requirements

• Banking background is mandatory (Public / Private Sector Bank / NBFC)
• Graduate / Post‑Graduate in Finance, Law, Commerce, or Management
• 4–7 years of hands‑on experience in:
• AML & KYC compliance
• Regulatory compliance / audits
• Central operations or risk / compliance functions
• Strong understanding of:
• RBI KYC and payment guidelines
• Customer due diligence (CDD / EDD)
• Audit and regulatory frameworks

Preferred Candidate Profile

• Experience handling RBI inspections and regulatory audits
• Exposure to FinTech, TREDS, payments, or digital lending platforms
• Strong documentation and policy drafting skills
• Ability to work independently in a regulatory‑driven environment

Key Competencies

• Strong attention to detail and risk awareness
• High integrity and compliance mindset
• Excellent coordination and stakeholder management
• Proactive in regulatory tracking and implementation