Refinance Manager (experienced Only) (Patna Location)

• Refinance Manager – Patna
• Job Title:
• Refinance Manager
• Location:
• Patna, Bihar
• Company Name:
• Khushbu Auto Finance Ltd. (KAFL)
• Company Overview:

Khushbu Auto Finance Ltd. (KAFL) is a leading Non-Banking Financial Company (NBFC) and a wholly-owned subsidiary of Atul Auto Limited, specializing in vehicle finance with a strong focus on three-wheelers. Incorporated in 1994 and registered with RBI since 1999, KAFL operates through 100+ branches across 14 states with strong presence in Gujarat and Bihar.

Job Summary:

We are looking for an experienced and result-oriented Refinance Manager for Patna location. The candidate will be responsible for handling refinance business operations, customer sourcing, dealer coordination, portfolio management, and achieving business targets in the assigned territory.

• Key Responsibilities:
• Generate refinance business through market visits and field activities.
• Develop and maintain strong relationships with customers, dealers, and channel partners.
• Handle loan inquiries, documentation, verification, and customer onboarding.
• Ensure achievement of monthly business targets.
• Monitor portfolio quality and minimize delinquency.
• Coordinate with collection and credit teams for smooth operations.
• Conduct competitor analysis and market surveys.
• Ensure compliance with company policies and regulatory guidelines.
• Prepare daily activity reports and business MIS.
• Eligibility Criteria:
• Graduation in any discipline.
• Minimum 3–5 years of experience in commercial vehicle finance/refinance.
• Experience in three-wheeler finance will be highly preferred.
• Good knowledge of local market and customer handling.
• Strong communication and team management skills.
• Must possess two-wheeler and valid driving license.
• Preferred Candidate Profile:
• Target-oriented and self-motivated professional.
• Strong field networking and business development capabilities.
• Ability to handle team coordination and customer relationship management effectively.
• Salary:
• Best in Industry
• Benefits:
• PF & ESIC included in CTC
• Gratuity as per statutory norms
• Group Personal Accident Insurance Policy
• Group Medical Insurance Policy (Coverage up to 1.25 Lakhs)
• 35 paid leaves per year after completion of one year of service