BRANCH MANAGER(NBFC)

About the Role / Position Summary(Multiple Openings)

We are seeking experienced Branch Manager for multiple location across Kerala for a leading Kerala-based Non-Banking Financial Company (NBFC), an organization with over 25+ years of experience in delivering financial services across India, our organization specializes in retail and SME lending solutions, including gold loans, business loans, vehicle loans, and microfinance services.

Responsibilities

• Conduct daily morning meetings to cascade management circulars and instructions
• Control expenses within permitted levels
• Authenticate all vouchers and registers of the branch after verification
• Check daily transactions and complete day-end procedures
• Custodian of the first set of keys and all documents
• Custody of unused cheques and other important documents
• In-charge of all branch business targets and loan recovery tasks
• Monitor and achieve business targets of the branch
• System entry checking and final-level authorization
• Attend to customer complaints and grievances
• Report daily cash and bank positions to Regional Office Managers (ROMs)
• In-charge of remittance of funds and receipt of funds from the Head Office/branches
• Responsible for submitting Branch Return Statements (BRS) to the Head Office in time, marking a copy to ROM
• Obtain all statutory licenses in time and their renewals
• Attend to alert phone calls from the intrusion alarm hub and take immediate actions as per guidelines
• Verify and check pledged items and their purity
• Attend to audit queries and rectifications
• Maintain customer databases
• Manage branch administration and maintain decorum
• Engage in business promotion activities and customer meetings on a regular basis

Requirements / Qualifications

• 3+ years of experience in banking or NBFC
• Any undergraduate or postgraduate degree can be considered
• In-depth knowledge of handling NCD, NCD-Sub dept, Business Loan, Gold Loan, and Vehicle Loan products

Preferred Skills

• Strong leadership and management skills
• Excellent communication and interpersonal skills
• Ability to work in a fast-paced environment
• Strong analytical and problem-solving skills
• Proficiency in financial software and systems

Benefits

• Health insurance

Salary and Incentives

• Salary: ₹25,000 - ₹35,000 per month
• Incentives: Performance-based

Application Instructions

• To apply for this role, please submit your resume and a cover letter to [insert contact information].