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Urgent Required-Branch Credit Manager-MSME Loans- Mumbai (Borivali)
BFSI (Credit & Risk)
97+ Applicants
Posted: 7 months ago
3-5 years
Borivali, Maharashtra
work from office
Posted: 7 months ago
|
Applicants: 97+
Job Description
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Job Description
Kogta Financial (I) Ltd. is urgently looking for dynamic Branch Credit Manager-MSME Loan- at Mumbai (Borivali).
Responsibilities
- Evaluation of Proposals put up for recommendation / approval as per credit policy.
- Customer visit and discussions to assess the loan requirement.
- Customer business and income assessment.
- Understanding the business thoroughly for self-employed non-professional profiles.
- Ascertaining and Validating the revenue streams and expenditure of the business.
- Should be able to see through the potential risks of the proposal.
- Should have ability to do due diligence without sufficient and formal documents / data.
- Files Checking as per Credit Policy.
- Risk Analysis related to case & Client.
- Maintaining quality of credit information, underwriting standards and presentation.
- PDD and Portfolio Management.
- Facilitate the development of clearly defined and updated policies & procedures for all credit risk management.
- Handling Disbursement officers for process.
- Accuracy of work and timeline adherence.
- Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, LAP/SME/Mortgages)
- Candidate must have sound exposure of higher ticket size MSME loans.
- Understanding of local business and micro economy
- Keen understanding and focus on risk, controls, compliance and regulatory framework
Looking to get Placed? Try our Placement Guarantee Plan
- Strong analytical & communication skills (written & verbal)
- Preferably CA/ ICWA/ MBA Finance / PG - Commerce)
- Ability to build, coach and mentor high performance oriented teams
- Candidate who can join immediately or on short notice will be highly preferred.
- Candidates with relevant experience will be entertained only.
Recruiter Name: Bidit Nath
Recruiter Email: [HIDDEN TEXT]
Apply Now
Skills
Credit RiskCredit Risk ManagementUnderwritingCaCredit ManagerIf an employer asks you to pay any kind of fee, please notify us immediately. Jobaaj does not charge any fee from the applicants and we do not allow other companies also to do so.
About Company
Kogta Financial (I) Ltd, one of the fastest growing NBFCs in western India with its cost effective and efficient value chain for its clients financial needs is an outcome of its experienced and innovative Management Team.
Important dates & deadlines?
Application Deadline
29 Nov 25, 02:35 PM IST
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Urgent Required-Branch Credit Manager-MSME Loans- Mumbai (Borivali)
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