Location Credit Manager-Commercial Vehicle (CV)-Retail-Credit Common Cost Allocation - CV,CE & SA
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Job Description
- Grade- M4
- Role- Location Credit Manager
- :
Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc.
. Meeting Customer and making Site visits at factory/office/residence of the client, viewing the working capacities of the business, inventory and working environment of the business.
. To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions to give them an independent view of the credit / economic developments.
. Manage and ensure timely renewal of accounts and enhancement of portfolio.
. To align decision making with business requirements without compromising on quality of decision making or compromising on laid down policies by engaging in regular discussions with the business teams.
Job Requirements
- . Chartered Accountant with experience of more than 1 years
- . Good analytical skills
- . Non Chartered Accountant with relevant experience of Credit function of at least 2-3 years
Personality Traits:
- . Strong financial Analysis Skills
- . Analytical skills
- . Strong communication (Written and Oral)
Skills
Credit AppraisalChartered AccountantCredit ManagerIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
Kotak Mahindra Bank is a leading Indian private sector bank known for its innovative banking solutions and customer-centric approach. With a comprehensive suite of financial products and services, including retail banking, investment banking, and wealth management, the bank caters to the diverse needs of individuals, businesses, and corporations across the country. Kotak Mahindra Bank careers offer a dynamic and engaging work environment where professionals can thrive, innovate, and contribute to the bank's mission of delivering exceptional value. Employees are encouraged to pursue excellence, with ample opportunities for professional growth and development. For those looking to forge a successful career in banking, Kotak Mahindra Bank careers present a platform to be part of a progressive, growth-oriented organization.
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