Operations Team Member_O_WBG OPERATIONS (OPS)_0180_8190_1086560

Department Icon Accounting & Finance
Posted: 1 month ago
0-1 years
Dharwad, Karnataka
Accounting & Finance
work from office
Full Time
Closes 8 Dec 2026

Posted: 1 month ago
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Job Description

Key Responsibilities

  • Process and monitor Working Capital products including:
    • Cash Credit (CC)
    • Overdraft (OD)
    • Bank Guarantees (BG)
    • Letter of Credit (LC)
    • Bills Discounting
    • Supply Chain Finance transactions
  • Verify and process disbursements, renewals, limit setups, enhancements, and closures.
  • Perform documentation scrutiny, regulatory checks, and compliance verification.
  • Coordinate with Business, Credit, Legal, Operations, and customers for smooth transaction execution.
  • Monitor pending cases and ensure timely resolution within defined TATs.
  • Handle operational exceptions, reconciliations, and audit observations.
  • Ensure adherence to RBI guidelines, internal policies, and risk controls.
  • Support process improvement initiatives and automation projects.
  • Prepare operational MIS, dashboards, and management reports.

Eligibility

  • Graduate/Postgraduate in Commerce, Finance, Banking, or related field.
  • 4â€8 years of experience in Working Capital Operations within Banking/NBFCs.
  • Strong understanding of trade finance and working capital products.
  • Knowledge of documentation, disbursement processes, and operational risk controls.
  • Exposure to core banking and workflow systems preferred.

Key Skills

  • Working Capital Operations
  • Trade Finance Operations
  • Documentation & Compliance
  • Operational Risk Management
  • Stakeholder Management
  • Reconciliation & MIS Reporting
  • Process Improvement
  • Attention to Detail

Skills

Cash CreditCore BankingLetter Of CreditOverdraftReconciliationsProcess ImprovementTransactionsFinanceCashReconciliation

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About Company

Kotak Mahindra Bank is a leading Indian private sector bank known for its innovative banking solutions and customer-centric approach. With a comprehensive suite of financial products and services, including retail banking, investment banking, and wealth management, the bank caters to the diverse needs of individuals, businesses, and corporations across the country. Kotak Mahindra Bank careers offer a dynamic and engaging work environment where professionals can thrive, innovate, and contribute to the bank's mission of delivering exceptional value. Employees are encouraged to pursue excellence, with ample opportunities for professional growth and development. For those looking to forge a successful career in banking, Kotak Mahindra Bank careers present a platform to be part of a progressive, growth-oriented organization.  

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