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Relationship Manager_Agri-Fin-Dealer Funding(DF) _0412_3078_1094124_HRR
Accounting & Finance
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Job Description
- Key Responsibilities:
- Acquire and manage relationships with farmers, agri-business customers, and other stakeholders in the assigned territory.
- Source Crop Loans and other agricultural lending products to achieve business targets.
- Conduct field visits and customer meetings for business sourcing and portfolio management.
- Evaluate customer requirements and recommend suitable agri-finance solutions.
- Ensure timely documentation, loan processing, and disbursement as per policy guidelines.
- Monitor portfolio health and ensure regular collections to maintain asset quality.
- Generate cross-sale opportunities for insurance, deposits, and other banking products.
- Build and maintain strong relationships with dealers, aggregators, FPOs, and local influencers.
- Identify new business opportunities and expand market penetration in the assigned area.
- Ensure compliance with regulatory and internal control requirements.
- Desired Candidate Profile:
- Graduate/Postgraduate in any discipline, preferably Agriculture, Rural Management, or related fields.
- Experience in Agricultural Finance, Crop Loans, Rural Lending, or Agri Business.
- Strong knowledge of agricultural practices, crop cycles, and rural markets.
- Good communication, relationship management, and sales skills.
- Willingness to travel extensively within the assigned territory.
Skills
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About Company
Kotak Mahindra Bank is a leading Indian private sector bank known for its innovative banking solutions and customer-centric approach. With a comprehensive suite of financial products and services, including retail banking, investment banking, and wealth management, the bank caters to the diverse needs of individuals, businesses, and corporations across the country. Kotak Mahindra Bank careers offer a dynamic and engaging work environment where professionals can thrive, innovate, and contribute to the bank's mission of delivering exceptional value. Employees are encouraged to pursue excellence, with ample opportunities for professional growth and development. For those looking to forge a successful career in banking, Kotak Mahindra Bank careers present a platform to be part of a progressive, growth-oriented organization. Â
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