Credit Analyst - Senior

Credit Analyst Senior

Lennox India Technology Centre

Taramani, Chennai

WFO (All 5 Days)

Shift: 1 to 10 PM

Role Overview:

As a Mid-Level Credit Analyst, you will independently handle standard credit evaluations, assist in resolving moderately complex cases, and contribute to process improvements. Strong analytical skills and effective communication are essential.

Key Responsibilities:

• Perform credit risk assessments for standard and moderately complex cases.
• Prepare and review reports such as Over Limit, Credit Limit Change, and PMI Reports.
• Collaborate with internal teams to resolve issues and ensure alignment on credit decisions.
• Maintain accurate documentation and suggest improvements to processes.
• Communicate proactively regarding timelines and priorities.

Required Skills & Qualifications:

• Bachelor’s degree in Commerce or Finance; certifications (e.g., CICM, AOCM) preferred.
• 3–5 years of experience in credit analysis or related roles.
• Good understanding of financial statements and credit risk metrics.
• Strong analytical and problem-solving skills.
• Excellent written and verbal communication skills.

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• Proficiency in MS Excel and ERP systems.

Key Performance Indicators (KPIs):

• Accuracy of credit decisions (>98%).
• Turnaround time within SLA (24–48 hours for standard cases).
• Positive stakeholder feedback (>90%).
• Compliance with credit policies and updated documentation.

Behavioral Expectations:

• Demonstrate accountability for deliverables.
• Maintain clear and timely communication.
• Adapt to changing priorities and provide realistic updates.