Credit Risk Analyst - Consumer Lending

Department Icon BFSI (Operations & Lending)
Posted: 1 year ago
2-4 years
Pune
BFSI (Operations & Lending)
Hybrid
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: You'll assess the creditworthiness of consumer loan applicants and contribute to mitigating credit risk.

What you will do: Analyze financial data, score applications, and manage risk associated with consumer lending.

Key responsibility:

  • Analyzing credit applications and supporting documentation.
  • Evaluating creditworthiness of applicants based on various criteria.
  • Assigning credit scores and risk ratings.
  • Managing credit risk and minimizing losses.
  • Identifying and mitigating potential risks.
  • Maintaining accurate records and generating reports.

Required Qualification and Skills:

  • Bachelor's degree in finance, statistics, or a related field.
  • 2-4 years of experience in credit risk analysis.
  • Strong analytical and quantitative skills.
  • Proficiency in statistical software.
  • Understanding of credit scoring models and risk management techniques.

Benefits Included:

  • Competitive salary and comprehensive benefits package.
  • Growth opportunities within a dynamic company.
  • Opportunities for skill development and training.
  • Employee recognition and rewards programs.
  • Positive and supportive work environment.

A Day in the Life: Assessing credit applications, performing risk analysis, updating databases, and collaborating with other team members.

Skills

Credit Risk AnalysisCredit ScoringRisk ManagementFinancial ModelingData Analysis

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