Credit Risk Analyst - Lending

Department Icon BFSI (Operations & Lending)
Posted: 1 year ago
1-2 years
Ahmedabad
BFSI (Operations & Lending)
Hybrid
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: You will assess and manage credit risk associated with lending activities, minimizing potential losses.

What you will do: You will analyze financial data, credit reports, and other information to evaluate the creditworthiness of loan applicants and existing borrowers.

Key responsibility:

  • Analyzing credit applications and evaluating credit risk.
  • Developing and maintaining credit risk models and policies.
  • Monitoring the credit performance of loan portfolios.
  • Identifying and managing potential credit losses.
  • Working with other departments to ensure responsible lending practices.
  • Staying up-to-date on credit risk management best practices.

Required Qualification and Skills:

  • Bachelor's degree in Finance, Economics, or a related field.
  • 1-2 years of experience in credit risk management (preferred).
  • Knowledge of credit scoring models and risk assessment techniques.
  • Strong analytical and problem-solving skills.
  • Excellent communication skills.

Benefits Included:

  • Competitive salary and benefits package.
  • Opportunities for professional development and advancement.
  • Collaborative and supportive work environment.
  • Hybrid Work Option

A Day in the Life: You will spend your day analyzing financial data, assessing credit risk, and developing strategies to manage potential losses.

Skills

Credit Risk ManagementRisk AssessmentCredit AnalysisFinancial ModelingData Analysis

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