Credit Risk Analyst - Retail Lending

What role you will play in team: Assess and manage credit risk associated with retail lending portfolios.

What you will do: Analyze data, develop risk models, and provide recommendations to mitigate credit risk.

Key responsibility:

• Analyze credit data to identify and assess credit risk.
• Develop and maintain credit risk models.
• Monitor loan performance and identify trends.
• Provide recommendations for mitigating credit risk.
• Prepare reports and presentations for senior management.
• Collaborate with other departments to manage credit risk effectively.
• Stay up-to-date on industry best practices and regulations.

Required Qualification and Skills:

• Bachelor's degree in finance, statistics, or related field.
• Minimum 1-2 years of experience in credit risk analysis or a related field.
• Strong analytical and problem-solving skills.
• Proficiency in statistical software and data analysis techniques.
• Knowledge of credit risk modeling techniques.
• Excellent communication and presentation skills.

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional development.
• Positive and supportive work environment.
• Work from home or Hybrid options.

A Day in the Life: A typical day involves analyzing credit data, developing risk models, monitoring loan performance, and preparing reports for senior management.