Health Insurance Policy Underwriter

What role you will play in team: You will be a key member of the underwriting team, assessing the risk associated with health insurance applications.

What you will do: Review applications, assess medical history, and determine eligibility and premiums.

Key responsibility:

• Review and analyze health insurance applications.
• Assess the medical history of applicants.
• Determine the eligibility of applicants for coverage.
• Calculate appropriate premiums based on risk assessment.
• Adhere to company underwriting guidelines and regulatory requirements.
• Communicate with applicants and brokers.
• Maintain accurate records and documentation.
• Contribute to the development and improvement of underwriting procedures.

Required Qualification and Skills:

• Bachelor's degree in a related field (Healthcare, Insurance, or similar).
• Strong understanding of health insurance products and underwriting principles.
• Excellent analytical and problem-solving skills.
• Knowledge of medical terminology and procedures.
• Strong communication and interpersonal skills.
• Experience with underwriting software a plus.

Benefits Included:

• Competitive salary and a comprehensive benefits package.
• Opportunities for professional growth and development within the company.
• A supportive and collaborative work environment.
• Comprehensive health insurance coverage.
• Paid time off and holidays.

A Day in the Life: Your day will consist of reviewing applications, understanding and analyzing medical history to properly assess risk, and determining appropriate premiums and eligibility for health insurance policies.