Business Development Associate-(BDA)-DSA Loans

Department Icon BFSI (Operations & Lending)
Posted: 2 months ago
3-5 years
Pune, Maharashtra
BFSI (Operations & Lending)
work from office
Full Time

Posted: 2 months ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

-Business Development Associate (BDA)-DSA Loans BDA is responsible for acquiring new customers, sourcing loan applications, and achieving sales targets for loan products such as Home Loan, Loan Against Property (Mortgage Loan ) Personal Loan, Business Loan, Vehicle Loan (Car Loan ) & Education Loan in the market.

Locations - Mumbai, Belgaum, Margao, Pune

Key Responsibilities:-

● Lead Generation & Sourcing : Identifying & Proactively sourcing of potential customers through field visits, cold calling, referrals, open market sourcing, and branches.

  • ● Loan Product Pitching & Sales : Explain various loan products, interest rates, fees, and features to potential customers.
  • ● Documentation & Processing: Collecting, verifying, and managing the KYC documents, income proofs and ensure KYC compliance.
  • ● Customer Relationship Management: Build and maintain strong relationships with the clients to ensure high customer satisfaction and potential renewals or referrals.
  • ● Channel Partner Management: Coordinate with empanelled Direct Selling Agents (DSAs), connectors & Private & Govt Banks in the market to boost loan origination.
  • ● Target Achievement: Meeting daily, monthly, and quarterly sales targets regarding the number of loan files and disbursed amount 
  • ● Sales Reporting: Maintain and submit daily sales & activity reports (DSAR) in the prescribed format. 

Requirement & Skills: -

  • ● Education: Minimum Graduate
  • ● Experience: Minimum 3-5 years in loan sales, financial products
  • ● Skills: Strong communication, negotiation, and interpersonal skills
  • ● Attributes: Target -oriented mindset, ability to work under pressure, and willingness to travel for field

Work Compensation & Career Growth:-

● Structure: Fixed salary +incentives per successful loan disbursal as per the threshold limit

● Career Path: Opportunities for growth to roles like Business Development Manager or Sales Manager 

Skills

Business Development ManagerSalesHome LoanMortgageReporting

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